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IBAN format · LI

Liechtenstein IBAN format: 21 characters.

Liechtenstein IBANs have 21 characters: the country code LI, two check digits and a 17-character BBAN, the national account number, laid out as 5!n12!c.

Liechtenstein IBAN structure

LI21088100002324013AA
Country code
LI
Check digits
21
Bank code
08810
Account
0002324013AA
Parts of a Liechtenstein IBAN and their positions
PositionsPartIn the example
1–2Country codeLI
3–4Check digits21
5–9Bank code08810
10–21Account0002324013AA

The BBAN, segment by segment

The registry writes the BBAN in SWIFT notation: n is a digit, a an upper-case letter, c a letter or digit, and the ! means a fixed length. 5!n12!c reads:

The Liechtenstein BBAN format, segment by segment
PositionsNotationHoldsExample
5–95!n5 digitsBank clearing number (IID)08810
10–2112!c12 letters or digitsAccount number0002324013AA

Liechtenstein IBAN example

LI21 0881 0000 2324 013A A is the sample the SWIFT IBAN Registry publishes for Liechtenstein: a well-formed IBAN for showing the format, not a real account. Written electronically it has no spaces (LI21088100002324013AA); on paper it is printed in groups of four.

Its check digits, worked through with ISO 7064 mod 97-10:

  1. Move the country code and check digits to the end

    088100002324013AALI21
  2. Replace each letter with two digits (A = 10 … Z = 35)

    A = 10, L = 21, I = 18

    0881000023240131010211821
  3. Divide that number by 97 and keep the remainder

    Remainder 1. A valid IBAN always leaves 1, so the check digits are right.

  4. Where the check digits come from

    Put 00 in their place (LI00…), repeat steps 1–3: remainder 77. The check digits are 98 − 77 = 21.

SEPA

Liechtenstein is in the Single Euro Payments Area, so SEPA credit transfers and direct debits can reach LI IBANs; whether a given bank takes part is up to that bank.

What the format can and can’t tell you

  • Valid means the structure and check digits are right — not that the account exists or can receive payments.
  • National check digits inside the BBAN (e.g. the French RIB key, or the Spanish, Belgian and Italian CIN digits) are not verified.
  • Bank and branch codes are read from their positions; they are not looked up in a bank directory.

Check LI IBANs from code or an AI agent

REST · GET · no key
curl -s 'https://payopskit.com/api/v1/iban/LI21088100002324013AA'
MCP · tools/call · validate_iban
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "validate_iban",
    "arguments": {
      "iban": "LI21088100002324013AA"
    }
  }
}
Response (JSON)
{
  "input": "LI21088100002324013AA",
  "iban": "LI21088100002324013AA",
  "print": "LI21 0881 0000 2324 013A A",
  "valid": true,
  "country": {
    "code": "LI",
    "name": "Liechtenstein",
    "sepa": true,
    "sepaNote": null
  },
  "checkDigits": "21",
  "expectedCheckDigits": "21",
  "length": {
    "actual": 21,
    "expected": 21
  },
  "bban": "088100002324013AA",
  "bbanFormat": "5!n12!c",
  "bankCode": "08810",
  "branchCode": null,
  "parts": [
    {
      "label": "Country code",
      "value": "LI",
      "start": 0,
      "end": 2,
      "kind": "country"
    },
    {
      "label": "Check digits",
      "value": "21",
      "start": 2,
      "end": 4,
      "kind": "check"
    },
    {
      "label": "Bank code",
      "value": "08810",
      "start": 4,
      "end": 9,
      "kind": "bank"
    },
    {
      "label": "Account",
      "value": "0002324013AA",
      "start": 9,
      "end": 21,
      "kind": "account"
    }
  ],
  "checks": {
    "characters": true,
    "country": true,
    "length": true,
    "bbanFormat": true,
    "checksum": true
  },
  "errors": [],
  "notes": [
    "Valid means the structure and check digits are right — not that the account exists or can receive payments.",
    "National check digits inside the BBAN (e.g. the French RIB key, or the Spanish, Belgian and Italian CIN digits) are not verified."
  ]
}

The MCP server is at /mcp (Streamable HTTP, no key); the API and MCP docs show how to connect Claude, Cursor or VS Code.

From a national account number: GET /api/v1/iban/check-digits?country=LI&bban=… or the MCP tool compute_iban_check_digits computes the check digits and the whole IBAN.

Other 21-character IBANs

The same length doesn’t mean the same structure: compare the BBAN formats. All IBAN formats and lengths

Source: the SWIFT IBAN Registry (ISO 13616), transcribed and checked against each country’s registry example; the positions of bank and branch codes are given only where the registry’s are well established. The SWIFT IBAN Registry is the authority. Informational only.